The Association of German Public Banks is a leading association of the German banking industry and belongs to the German Banking Industry Committee (GBIC). Our members cumulated total assets account to more than 3,229 billion euros, constituting approximately one-third of the German banking market. They serve companies, SMEs, the public sector, and retail customers and are firmly rooted in their home regions in Germany. VÖB is also an employer association, our members employ more than 60.000 staff.

VÖB represents 61 members, they include

German Landesbanken are commercial banks under public ownership. Four of them and DekaBank, fall under direct ECB supervision and are among the 15 largest banks in Germany. On the other hand, German promotional banks and institutions have very specific business models and carry out financial, development and promotional activities. They are given a governmental mandate on central or regional level and are owned by Germany or the individual German states. Additionally, to our ordinary members, we have several associate members which are also members in other German or Swiss banking associations. Membership in our association is voluntary.

Read more about our Current positions on the regulation of banks and the financial markets.

Read more about our Regulation of Banks and Financial Markets in Europe – Glossary.

Find your contact person in our organizational chart.

Ten of our members are under direct ECB supervision (115 in Europe, 21 in Germany).

VÖB has around 80 staff members who are based in Berlin and Brussels. Due to the particular importance of European banking and financial markets regulation eight colleagues in our Brussels office are in regular and direct dialogue with the EU institutions and authorities as well as other relevant stakeholders. We primarily focus on following topics: banking regulation, banking supervision, digitalisation, sustainable finance, accounting, capital markets, payment services, economic and promotional policy, and legal issues. Currently, our most important topics are:

  • the implementation of Basel III,
  • sustainable finance,
  • the capital markets union, and
  • digitalisation.

Since ten of our members are directly supervised by the ECB, we have a regular, half-yearly dialogue with the SSM at CEO and working level, in which also regionally oriented banks from other member states (esp. France, the Netherlands, Finland, Spain, Austria) participate. Our experts regularly participate in working groups of the German and European banking industry (e.g. EBIC).

To ensure a proper representation of our members’ interests at European level, especially those of our promotional members, VÖB is a member of the European Association of Public Banks, EAPB. VÖB maintains a regular dialogue with the IMF and OECD about the economic situation and developments and challenges for the German banking sector.